Gen Z clients may be the right fit for the new breed of IUL products
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Gen Z clients may be the right fit for the new breed of IUL products

Byindexeduniversallife

By Joshua Stanfield Do you remember when you were 25 years old? For some of us, it’s a more recent memory than others, but we can all identify with the 25-year-olds who are finally finding their financial footing. Their student loan debt may be decreasing, their salary growing and they may be wondering what’s next. With…

The real cost of volatility-controlled indices in IUL policies
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The real cost of volatility-controlled indices in IUL policies

Byindexeduniversallife

By Nick Pratt Over the past 25 years, indexed universal life policies have become arguably the most complex life insurance products on the market — both for better and for worse.  One feature of today’s IULs is the volatility-controlled index. These index strategies are referred to by several different names in our industry: VCIs, proprietary indices…