{"id":3025,"date":"2024-10-08T16:12:28","date_gmt":"2024-10-08T16:12:28","guid":{"rendered":"https:\/\/may.iaq.mybluehost.me\/?page_id=3025"},"modified":"2025-05-14T00:02:39","modified_gmt":"2025-05-14T00:02:39","slug":"ministry-quote","status":"publish","type":"page","link":"https:\/\/indexeduniversallife.us\/it\/ministry-quote\/","title":{"rendered":"Get Started Ministry"},"content":{"rendered":"\n<div style=\"height:74px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n<style>.kb-row-layout-wrap.wp-block-kadence-rowlayout.kb-row-layout-id3025_80b34e-35{margin-bottom:var(--global-kb-spacing-md, 2rem);}.kb-row-layout-id3025_80b34e-35 > .kt-row-column-wrap{align-content:start;}:where(.kb-row-layout-id3025_80b34e-35 > .kt-row-column-wrap) > .wp-block-kadence-column{justify-content:start;}.kb-row-layout-id3025_80b34e-35 > .kt-row-column-wrap{column-gap:var(--global-kb-gap-none, 0rem );row-gap:var(--global-kb-gap-none, 0rem );max-width:var( --global-content-width, 1290px );padding-left:var(--global-content-edge-padding);padding-right:var(--global-content-edge-padding);padding-top:0px;padding-right:40px;padding-bottom:0px;padding-left:40px;grid-template-columns:minmax(0, 1fr) minmax(0, 2fr);}.kb-row-layout-id3025_80b34e-35 > .kt-row-layout-overlay{opacity:0.30;}@media all and (max-width: 1024px){.kb-row-layout-id3025_80b34e-35 > .kt-row-column-wrap{padding-top:80px;padding-right:20px;padding-bottom:0px;padding-left:20px;grid-template-columns:minmax(0, 1fr);}}@media all and (min-width: 768px) and (max-width: 1024px){.kb-row-layout-id3025_80b34e-35{display:none !important;}}@media all and (max-width: 767px){.kb-row-layout-id3025_80b34e-35 > .kt-row-column-wrap{padding-top:60px;padding-right:0px;padding-bottom:0px;padding-left:0px;grid-template-columns:minmax(0, 1fr);}.kb-row-layout-id3025_80b34e-35{display:none !important;}}<\/style><div class=\"kb-row-layout-wrap kb-row-layout-id3025_80b34e-35 alignnone kb-v-md-hidden kb-v-sm-hidden wp-block-kadence-rowlayout\"><div class=\"kt-row-column-wrap kt-has-2-columns kt-row-layout-right-golden kt-tab-layout-row kt-mobile-layout-row kt-row-valign-top kb-theme-content-width\">\n<style>.kadence-column3025_2406d3-03 > .kt-inside-inner-col{display:flex;}.kadence-column3025_2406d3-03 > .kt-inside-inner-col,.kadence-column3025_2406d3-03 > .kt-inside-inner-col:before{border-top-left-radius:0px;border-top-right-radius:0px;border-bottom-right-radius:0px;border-bottom-left-radius:0px;}.kadence-column3025_2406d3-03 > .kt-inside-inner-col{column-gap:var(--global-kb-gap-sm, 1rem);}.kadence-column3025_2406d3-03 > .kt-inside-inner-col{flex-direction:row;flex-wrap:wrap;align-items:center;}.kadence-column3025_2406d3-03 > .kt-inside-inner-col > *, .kadence-column3025_2406d3-03 > .kt-inside-inner-col > figure.wp-block-image, .kadence-column3025_2406d3-03 > .kt-inside-inner-col > figure.wp-block-kadence-image{margin-top:0px;margin-bottom:0px;}.kadence-column3025_2406d3-03 > .kt-inside-inner-col > .kb-image-is-ratio-size{flex-grow:1;}.kadence-column3025_2406d3-03 > .kt-inside-inner-col:before{opacity:0.3;}.kadence-column3025_2406d3-03{position:relative;}@media all and (max-width: 1024px){.kadence-column3025_2406d3-03 > .kt-inside-inner-col{flex-direction:row;flex-wrap:wrap;align-items:center;}}@media all and (min-width: 768px) and (max-width: 1024px){.kadence-column3025_2406d3-03 > .kt-inside-inner-col > *, .kadence-column3025_2406d3-03 > .kt-inside-inner-col > figure.wp-block-image, .kadence-column3025_2406d3-03 > .kt-inside-inner-col > figure.wp-block-kadence-image{margin-top:0px;margin-bottom:0px;}.kadence-column3025_2406d3-03 > .kt-inside-inner-col > .kb-image-is-ratio-size{flex-grow:1;}}@media all and (max-width: 767px){.kadence-column3025_2406d3-03 > .kt-inside-inner-col{flex-direction:row;flex-wrap:wrap;justify-content:flex-start;}.kadence-column3025_2406d3-03 > .kt-inside-inner-col > *, .kadence-column3025_2406d3-03 > .kt-inside-inner-col > figure.wp-block-image, .kadence-column3025_2406d3-03 > .kt-inside-inner-col > figure.wp-block-kadence-image{margin-top:0px;margin-bottom:0px;}.kadence-column3025_2406d3-03 > .kt-inside-inner-col > .kb-image-is-ratio-size{flex-grow:1;}}<\/style>\n<div class=\"wp-block-kadence-column kadence-column3025_2406d3-03 kb-section-dir-horizontal\"><div class=\"kt-inside-inner-col\"><div class=\"wp-block-image\">\n<figure class=\"alignleft size-large is-resized\"><img decoding=\"async\" loading=\"lazy\" src=\"https:\/\/indexeduniversallife.us\/wp-content\/uploads\/2024\/10\/Mike_Agent.png\" alt=\"\" style=\"width:256px;height:auto\"\/><\/figure>\n<\/div><\/div><\/div>\n\n\n<style>.kadence-column3025_77f1e6-31 > .kt-inside-inner-col{padding-top:var(--global-kb-spacing-lg, 3rem);padding-right:0px;padding-left:0px;}.kadence-column3025_77f1e6-31 > .kt-inside-inner-col,.kadence-column3025_77f1e6-31 > .kt-inside-inner-col:before{border-top-left-radius:0px;border-top-right-radius:0px;border-bottom-right-radius:0px;border-bottom-left-radius:0px;}.kadence-column3025_77f1e6-31 > .kt-inside-inner-col{column-gap:var(--global-kb-gap-sm, 1rem);}.kadence-column3025_77f1e6-31 > .kt-inside-inner-col{flex-direction:column;}.kadence-column3025_77f1e6-31 > .kt-inside-inner-col > .aligncenter{width:100%;}.kadence-column3025_77f1e6-31 > .kt-inside-inner-col:before{opacity:0.3;}.kadence-column3025_77f1e6-31{position:relative;}@media all and (max-width: 1024px){.kadence-column3025_77f1e6-31 > .kt-inside-inner-col{flex-direction:column;justify-content:center;}}@media all and (max-width: 767px){.kadence-column3025_77f1e6-31 > .kt-inside-inner-col{flex-direction:column;justify-content:center;}}<\/style>\n<div class=\"wp-block-kadence-column kadence-column3025_77f1e6-31\"><div class=\"kt-inside-inner-col\">\n<h2 class=\"wp-block-heading has-large-font-size\">One Step Closer to ReachingYour Goal<\/h2>\n\n\n<style>.wp-block-kadence-advancedheading.kt-adv-heading3025_2dad19-0c, .wp-block-kadence-advancedheading.kt-adv-heading3025_2dad19-0c[data-kb-block=\"kb-adv-heading3025_2dad19-0c\"]{margin-top:7px;margin-right:0px;margin-bottom:0px;margin-left:0px;font-size:18px;font-style:normal;}.wp-block-kadence-advancedheading.kt-adv-heading3025_2dad19-0c mark.kt-highlight, .wp-block-kadence-advancedheading.kt-adv-heading3025_2dad19-0c[data-kb-block=\"kb-adv-heading3025_2dad19-0c\"] mark.kt-highlight{font-style:normal;color:#f76a0c;-webkit-box-decoration-break:clone;box-decoration-break:clone;padding-top:0px;padding-right:0px;padding-bottom:0px;padding-left:0px;}.wp-block-kadence-advancedheading.kt-adv-heading3025_2dad19-0c img.kb-inline-image, .wp-block-kadence-advancedheading.kt-adv-heading3025_2dad19-0c[data-kb-block=\"kb-adv-heading3025_2dad19-0c\"] img.kb-inline-image{width:150px;vertical-align:baseline;}@media all and (max-width: 1024px){.wp-block-kadence-advancedheading.kt-adv-heading3025_2dad19-0c, .wp-block-kadence-advancedheading.kt-adv-heading3025_2dad19-0c[data-kb-block=\"kb-adv-heading3025_2dad19-0c\"]{text-align:center!important;}}<\/style>\n<p class=\"kt-adv-heading3025_2dad19-0c wp-block-kadence-advancedheading\" data-kb-block=\"kb-adv-heading3025_2dad19-0c\">We all need protection and grow our funds, whether it&#8217;s for retirement or other financial goals.<br>The question is: how do we fit it into your budget, and do you qualify?  Simply enter your information to schedule a complimentary consultation with a licensed and certified life insurance agent. Unlock your financial future today!<\/p>\n<\/div><\/div>\n\n<\/div><\/div>\n\n<style>.kb-row-layout-wrap.wp-block-kadence-rowlayout.kb-row-layout-id3025_d4f27d-22{margin-bottom:0px;}.kb-row-layout-id3025_d4f27d-22 > .kt-row-column-wrap{align-content:start;}:where(.kb-row-layout-id3025_d4f27d-22 > .kt-row-column-wrap) > .wp-block-kadence-column{justify-content:start;}.kb-row-layout-id3025_d4f27d-22 > .kt-row-column-wrap{column-gap:var(--global-kb-gap-none, 0rem );row-gap:var(--global-kb-gap-none, 0rem );max-width:var( --global-content-width, 1290px );padding-left:var(--global-content-edge-padding);padding-right:var(--global-content-edge-padding);grid-template-columns:minmax(0, 1fr);}.kb-row-layout-id3025_d4f27d-22 > .kt-row-layout-overlay{opacity:0.30;}@media all and (min-width: 1025px){.kb-row-layout-id3025_d4f27d-22{display:none !important;}}@media all and (max-width: 1024px){.kb-row-layout-id3025_d4f27d-22 > .kt-row-column-wrap{padding-top:80px;padding-right:20px;padding-bottom:0px;padding-left:20px;grid-template-columns:minmax(0, 1fr);}}@media all and (max-width: 767px){.kb-row-layout-id3025_d4f27d-22 > .kt-row-column-wrap{padding-top:60px;padding-right:0px;padding-bottom:0px;padding-left:0px;grid-template-columns:minmax(0, 1fr);}}<\/style><div class=\"kb-row-layout-wrap kb-row-layout-id3025_d4f27d-22 alignnone kb-v-lg-hidden wp-block-kadence-rowlayout\"><div class=\"kt-row-column-wrap kt-has-1-columns kt-row-layout-equal kt-tab-layout-inherit kt-mobile-layout-row kt-row-valign-top kb-theme-content-width\">\n<style>.kadence-column3025_1c4826-e7 > .kt-inside-inner-col{padding-top:0px;padding-right:0px;padding-left:0px;}.kadence-column3025_1c4826-e7 > .kt-inside-inner-col,.kadence-column3025_1c4826-e7 > .kt-inside-inner-col:before{border-top-left-radius:0px;border-top-right-radius:0px;border-bottom-right-radius:0px;border-bottom-left-radius:0px;}.kadence-column3025_1c4826-e7 > .kt-inside-inner-col{column-gap:var(--global-kb-gap-sm, 1rem);}.kadence-column3025_1c4826-e7 > .kt-inside-inner-col{flex-direction:column;}.kadence-column3025_1c4826-e7 > .kt-inside-inner-col > .aligncenter{width:100%;}.kadence-column3025_1c4826-e7 > .kt-inside-inner-col:before{opacity:0.3;}.kadence-column3025_1c4826-e7{position:relative;}@media all and (max-width: 1024px){.kadence-column3025_1c4826-e7 > .kt-inside-inner-col{flex-direction:column;justify-content:center;}}@media all and (max-width: 767px){.kadence-column3025_1c4826-e7 > .kt-inside-inner-col{flex-direction:column;justify-content:center;}}<\/style>\n<div class=\"wp-block-kadence-column kadence-column3025_1c4826-e7\"><div class=\"kt-inside-inner-col\">\n<h2 class=\"wp-block-heading has-text-align-center has-medium-font-size\">One Step Closer to Your Goal<\/h2>\n\n\n<style>.wp-block-kadence-advancedheading.kt-adv-heading3025_88ac71-af, .wp-block-kadence-advancedheading.kt-adv-heading3025_88ac71-af[data-kb-block=\"kb-adv-heading3025_88ac71-af\"]{padding-right:var(--global-kb-spacing-lg, 3rem);padding-left:var(--global-kb-spacing-md, 2rem);margin-top:7px;margin-right:0px;margin-bottom:0px;margin-left:0px;text-align:center;font-size:14px;font-style:normal;}.wp-block-kadence-advancedheading.kt-adv-heading3025_88ac71-af mark.kt-highlight, .wp-block-kadence-advancedheading.kt-adv-heading3025_88ac71-af[data-kb-block=\"kb-adv-heading3025_88ac71-af\"] mark.kt-highlight{font-style:normal;color:#f76a0c;-webkit-box-decoration-break:clone;box-decoration-break:clone;padding-top:0px;padding-right:0px;padding-bottom:0px;padding-left:0px;}.wp-block-kadence-advancedheading.kt-adv-heading3025_88ac71-af img.kb-inline-image, .wp-block-kadence-advancedheading.kt-adv-heading3025_88ac71-af[data-kb-block=\"kb-adv-heading3025_88ac71-af\"] img.kb-inline-image{width:150px;vertical-align:baseline;}@media all and (max-width: 1024px){.wp-block-kadence-advancedheading.kt-adv-heading3025_88ac71-af, .wp-block-kadence-advancedheading.kt-adv-heading3025_88ac71-af[data-kb-block=\"kb-adv-heading3025_88ac71-af\"]{text-align:center!important;}}<\/style>\n<p class=\"kt-adv-heading3025_88ac71-af wp-block-kadence-advancedheading\" data-kb-block=\"kb-adv-heading3025_88ac71-af\">We all need protection and grow our funds, whether it&#8217;s for retirement or other financial goals.  The question is: how do we fit it into your budget, and do you qualify? Unlock your financial future today! <\/p>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n<\/div><\/div>\n\n<\/div><\/div>\n\n<style>.kb-row-layout-id3025_6ab97b-f9 > .kt-row-column-wrap{align-content:start;}:where(.kb-row-layout-id3025_6ab97b-f9 > .kt-row-column-wrap) > .wp-block-kadence-column{justify-content:start;}.kb-row-layout-id3025_6ab97b-f9 > .kt-row-column-wrap{column-gap:var(--global-kb-gap-md, 2rem);row-gap:var(--global-kb-gap-md, 2rem);max-width:var( --global-content-width, 1290px );padding-left:var(--global-content-edge-padding);padding-right:var(--global-content-edge-padding);padding-top:10px;padding-right:0px;padding-bottom:100px;padding-left:0px;grid-template-columns:minmax(0, 1fr);}.kb-row-layout-id3025_6ab97b-f9 > .kt-row-layout-overlay{opacity:0.30;}@media all and (max-width: 1024px){.kb-row-layout-id3025_6ab97b-f9 > .kt-row-column-wrap{padding-top:0px;padding-right:30px;padding-bottom:70px;padding-left:30px;grid-template-columns:minmax(0, 1fr);}}@media all and (max-width: 767px){.kb-row-layout-id3025_6ab97b-f9 > .kt-row-column-wrap{padding-top:20px;padding-right:20px;padding-bottom:60px;padding-left:20px;grid-template-columns:minmax(0, 1fr);}}<\/style><div class=\"kb-row-layout-wrap kb-row-layout-id3025_6ab97b-f9 alignnone wp-block-kadence-rowlayout\"><div class=\"kt-row-column-wrap kt-has-1-columns kt-row-layout-equal kt-tab-layout-inherit kt-mobile-layout-row kt-row-valign-top kb-theme-content-width\">\n<style>.kadence-column3025_dd69f7-f2 > .kt-inside-inner-col{padding-right:var(--global-kb-spacing-5xl, 10rem);padding-left:var(--global-kb-spacing-5xl, 10rem);}.kadence-column3025_dd69f7-f2 > .kt-inside-inner-col,.kadence-column3025_dd69f7-f2 > .kt-inside-inner-col:before{border-top-left-radius:0px;border-top-right-radius:0px;border-bottom-right-radius:0px;border-bottom-left-radius:0px;}.kadence-column3025_dd69f7-f2 > .kt-inside-inner-col{column-gap:var(--global-kb-gap-sm, 1rem);}.kadence-column3025_dd69f7-f2 > .kt-inside-inner-col{flex-direction:column;}.kadence-column3025_dd69f7-f2 > .kt-inside-inner-col > .aligncenter{width:100%;}.kadence-column3025_dd69f7-f2 > .kt-inside-inner-col:before{opacity:0.3;}.kadence-column3025_dd69f7-f2{position:relative;}@media all and (max-width: 1024px){.kadence-column3025_dd69f7-f2 > .kt-inside-inner-col{padding-right:0px;padding-left:0px;flex-direction:column;justify-content:center;}}@media all and (max-width: 767px){.kadence-column3025_dd69f7-f2 > .kt-inside-inner-col{flex-direction:column;justify-content:center;}}<\/style>\n<div class=\"wp-block-kadence-column kadence-column3025_dd69f7-f2\"><div class=\"kt-inside-inner-col\">\n<div class=\"forminator-guttenberg\" class=\"\"><div class=\"forminator-ui forminator-custom-form forminator-custom-form-3024 forminator-design--material  forminator_ajax\" data-forminator-render=\"0\" data-form=\"forminator-module-3024\" data-uid=\"6a2b7496af1d4\"><br\/><\/div><form\r\n\t\t\t\tid=\"forminator-module-3024\"\r\n\t\t\t\tclass=\"forminator-ui forminator-custom-form forminator-custom-form-3024 forminator-design--material  forminator_ajax\"\r\n\t\t\t\tmethod=\"post\"\r\n\t\t\t\tdata-forminator-render=\"0\"\r\n\t\t\t\tdata-form-id=\"3024\"\r\n\t\t\t\t\r\n\t\t\t\tdata-design=\"material\"\r\n\t\t\t\t\r\n\t\t\t\t\r\n\t\t\t\t\r\n\t\t\t\tdata-grid=\"open\"\r\n\t\t\t\t\r\n\t\t\t\t\r\n\t\t\t\tstyle=\"display: none;\"\r\n\t\t\t\t\r\n\t\t\t\tdata-uid=\"6a2b7496af1d4\"\r\n\t\t\t><div role=\"alert\" aria-live=\"polite\" class=\"forminator-response-message forminator-error\" aria-hidden=\"true\"><\/div><div class=\"forminator-pagination-progress\" aria-hidden=\"true\"><\/div><div tabindex=\"0\" role=\"tabpanel\" id=\"forminator-custom-form-3024--page-0\" class=\"forminator-pagination forminator-pagination-start\" aria-labelledby=\"forminator-custom-form-3024--page-0-label\" data-step=\"0\" data-label=\"4. Consultation Booking\" data-name=\"page-break-1\"><div class=\"forminator-pagination--content\"><div class=\"forminator-row\"><div id=\"checkbox-1\" class=\"forminator-field-checkbox forminator-col forminator-col-12 \"><div role=\"group\" class=\"forminator-field required\" aria-labelledby=\"forminator-checkbox-group-forminator-field-checkbox-1-6a2b7496af1d4-label\"><span id=\"forminator-checkbox-group-forminator-field-checkbox-1-6a2b7496af1d4-label\" class=\"forminator-label\">Why are you looking for an IUL? <span class=\"forminator-required\">*<\/span><\/span><label id=\"forminator-field-checkbox-1-1-6a2b7496af1d4-label\" for=\"forminator-field-checkbox-1-1-6a2b7496af1d4\" class=\"forminator-checkbox forminator-checkbox-inline\" title=\"Ministry Financial Planning\"><input type=\"checkbox\" name=\"checkbox-1[]\" value=\"Retirement-Focus\" id=\"forminator-field-checkbox-1-1-6a2b7496af1d4\" aria-labelledby=\"forminator-field-checkbox-1-1-6a2b7496af1d4-label\" data-calculation=\"0\"   data-hidden-behavior=\"zero\" aria-describedby=\"forminator-field-checkbox-1-6a2b7496af1d4-description\"\/><span class=\"forminator-checkbox-box\" aria-hidden=\"true\"><\/span><span class=\"forminator-checkbox-label\">Ministry Financial Planning<\/span><\/label><label id=\"forminator-field-checkbox-1-2-6a2b7496af1d4-label\" for=\"forminator-field-checkbox-1-2-6a2b7496af1d4\" class=\"forminator-checkbox forminator-checkbox-inline\" title=\"Key Person Pastor Insurance\"><input type=\"checkbox\" name=\"checkbox-1[]\" value=\"Protect-Pastor\" id=\"forminator-field-checkbox-1-2-6a2b7496af1d4\" aria-labelledby=\"forminator-field-checkbox-1-2-6a2b7496af1d4-label\" data-calculation=\"0\"   data-hidden-behavior=\"zero\" aria-describedby=\"forminator-field-checkbox-1-6a2b7496af1d4-description\"\/><span class=\"forminator-checkbox-box\" aria-hidden=\"true\"><\/span><span class=\"forminator-checkbox-label\">Key Person Pastor Insurance<\/span><\/label><label id=\"forminator-field-checkbox-1-3-6a2b7496af1d4-label\" for=\"forminator-field-checkbox-1-3-6a2b7496af1d4\" class=\"forminator-checkbox forminator-checkbox-inline\" title=\"Service Members Benefits\"><input type=\"checkbox\" name=\"checkbox-1[]\" value=\"Service-Memebrs-Benefits\" id=\"forminator-field-checkbox-1-3-6a2b7496af1d4\" aria-labelledby=\"forminator-field-checkbox-1-3-6a2b7496af1d4-label\" data-calculation=\"0\"   data-hidden-behavior=\"zero\" aria-describedby=\"forminator-field-checkbox-1-6a2b7496af1d4-description\"\/><span class=\"forminator-checkbox-box\" aria-hidden=\"true\"><\/span><span class=\"forminator-checkbox-label\">Service Members Benefits<\/span><\/label><label id=\"forminator-field-checkbox-1-4-6a2b7496af1d4-label\" for=\"forminator-field-checkbox-1-4-6a2b7496af1d4\" class=\"forminator-checkbox forminator-checkbox-inline\" title=\"Save and Grow Tax Efficiently\"><input type=\"checkbox\" name=\"checkbox-1[]\" value=\"Save-and-grow-tax-efficiently\" id=\"forminator-field-checkbox-1-4-6a2b7496af1d4\" aria-labelledby=\"forminator-field-checkbox-1-4-6a2b7496af1d4-label\" data-calculation=\"0\"   data-hidden-behavior=\"zero\" aria-describedby=\"forminator-field-checkbox-1-6a2b7496af1d4-description\"\/><span class=\"forminator-checkbox-box\" aria-hidden=\"true\"><\/span><span class=\"forminator-checkbox-label\">Save and Grow Tax Efficiently<\/span><\/label><label id=\"forminator-field-checkbox-1-5-6a2b7496af1d4-label\" for=\"forminator-field-checkbox-1-5-6a2b7496af1d4\" class=\"forminator-checkbox forminator-checkbox-inline\" title=\"Save For Ministry Expansion\"><input type=\"checkbox\" name=\"checkbox-1[]\" value=\"Save-Ministry\" id=\"forminator-field-checkbox-1-5-6a2b7496af1d4\" aria-labelledby=\"forminator-field-checkbox-1-5-6a2b7496af1d4-label\" data-calculation=\"0\"   data-hidden-behavior=\"zero\" aria-describedby=\"forminator-field-checkbox-1-6a2b7496af1d4-description\"\/><span class=\"forminator-checkbox-box\" aria-hidden=\"true\"><\/span><span class=\"forminator-checkbox-label\">Save For Ministry Expansion<\/span><\/label><label id=\"forminator-field-checkbox-1-6-6a2b7496af1d4-label\" for=\"forminator-field-checkbox-1-6-6a2b7496af1d4\" class=\"forminator-checkbox forminator-checkbox-inline\" title=\"Illness &amp; Disabilities Protection\"><input type=\"checkbox\" name=\"checkbox-1[]\" value=\"Illness-&amp;-Disabilities Protection\" id=\"forminator-field-checkbox-1-6-6a2b7496af1d4\" aria-labelledby=\"forminator-field-checkbox-1-6-6a2b7496af1d4-label\" data-calculation=\"0\"   data-hidden-behavior=\"zero\" aria-describedby=\"forminator-field-checkbox-1-6a2b7496af1d4-description\"\/><span class=\"forminator-checkbox-box\" aria-hidden=\"true\"><\/span><span class=\"forminator-checkbox-label\">Illness &amp; Disabilities Protection<\/span><\/label><label id=\"forminator-field-checkbox-1-7-6a2b7496af1d4-label\" for=\"forminator-field-checkbox-1-7-6a2b7496af1d4\" class=\"forminator-checkbox forminator-checkbox-inline\" title=\"Not Sure Yet, I&#039;ll Tell You Later\"><input type=\"checkbox\" name=\"checkbox-1[]\" value=\"Not-Sure-Yet\" id=\"forminator-field-checkbox-1-7-6a2b7496af1d4\" aria-labelledby=\"forminator-field-checkbox-1-7-6a2b7496af1d4-label\" data-calculation=\"0\"   data-hidden-behavior=\"zero\" aria-describedby=\"forminator-field-checkbox-1-6a2b7496af1d4-description\"\/><span class=\"forminator-checkbox-box\" aria-hidden=\"true\"><\/span><span class=\"forminator-checkbox-label\">Not Sure Yet, I'll Tell You Later<\/span><\/label><span id=\"forminator-field-checkbox-1-6a2b7496af1d4-description\" class=\"forminator-description\">You can choose multiple options<\/span><\/div><\/div><\/div><\/div><\/div><div tabindex=\"0\" role=\"tabpanel\" id=\"forminator-custom-form-3024--page-1\" class=\"forminator-pagination\" aria-labelledby=\"forminator-custom-form-3024--page-1-label\" aria-hidden=\"true\" data-step=\"1\" data-label=\"1. Your Reason\" data-name=\"page-break-3\" hidden><div class=\"forminator-pagination--content\"><div class=\"forminator-row\"><div id=\"name-1\" class=\"forminator-field-name forminator-col forminator-col-6 \"><div class=\"forminator-field\"><label for=\"forminator-field-name-1_6a2b7496af1d4\" id=\"forminator-field-name-1_6a2b7496af1d4-label\" class=\"forminator-label\">Full Name <span class=\"forminator-required\">*<\/span><\/label><input type=\"text\" name=\"name-1\" value=\"\" placeholder=\"Enter Your Full Name\" id=\"forminator-field-name-1_6a2b7496af1d4\" class=\"forminator-input forminator-name--field\" aria-required=\"true\" \/><\/div><\/div><div id=\"email-1\" class=\"forminator-field-email forminator-col forminator-col-6 \"><div class=\"forminator-field\"><label for=\"forminator-field-email-1_6a2b7496af1d4\" id=\"forminator-field-email-1_6a2b7496af1d4-label\" class=\"forminator-label\">Email Address <span class=\"forminator-required\">*<\/span><\/label><input type=\"email\" name=\"email-1\" value=\"\" placeholder=\"Enter Your Email\" id=\"forminator-field-email-1_6a2b7496af1d4\" class=\"forminator-input forminator-email--field\" data-required=\"1\" aria-required=\"true\" \/><\/div><\/div><\/div><div class=\"forminator-row\"><div id=\"phone-1\" class=\"forminator-field-phone forminator-col forminator-col-6 \"><div class=\"forminator-field\"><label for=\"forminator-field-phone-1_6a2b7496af1d4\" id=\"forminator-field-phone-1_6a2b7496af1d4-label\" class=\"forminator-label\">Phone <span class=\"forminator-required\">*<\/span><\/label><input type=\"text\" name=\"phone-1\" value=\"\" placeholder=\"Enter Your Phone Number\" id=\"forminator-field-phone-1_6a2b7496af1d4\" class=\"forminator-input forminator-field--phone\" data-required=\"1\" aria-required=\"true\" autocomplete=\"off\" \/><\/div><\/div><div id=\"select-3\" class=\"forminator-field-select forminator-col forminator-col-6 \"><div class=\"forminator-field\"><label for=\"forminator-form-3024__field--select-3_6a2b7496af1d4\" id=\"forminator-form-3024__field--select-3_6a2b7496af1d4-label\" class=\"forminator-label\">State \/ Province <span class=\"forminator-required\">*<\/span><\/label><select  id=\"forminator-form-3024__field--select-3_6a2b7496af1d4\" class=\"forminator-select--field forminator-select2 forminator-select2-multiple\" data-required=\"1\" name=\"select-3\" data-default-value=\"\" data-hidden-behavior=\"zero\" data-placeholder=\"Select your state\/province*\" data-search=\"false\" data-search-placeholder=\"Select your state\/province*\" data-checkbox=\"false\" data-allow-clear=\"false\" aria-labelledby=\"forminator-form-3024__field--select-3_6a2b7496af1d4-label\"><option value=\"\"  >Select your state\/province*<\/option><option value=\"Alabama\"  data-calculation=\"0\">Alabama<\/option><option value=\"Alaska\"  data-calculation=\"0\">Alaska<\/option><option value=\"Arizona\"  data-calculation=\"0\">Arizona<\/option><option value=\"Arkansas\"  data-calculation=\"0\">Arkansas<\/option><option value=\"California\"  data-calculation=\"0\">California<\/option><option value=\"Colorado\"  data-calculation=\"0\">Colorado<\/option><option value=\"Connecticut\"  data-calculation=\"0\">Connecticut<\/option><option value=\"Delaware\"  data-calculation=\"0\">Delaware<\/option><option value=\"District of Columbia\"  data-calculation=\"0\">District of Columbia<\/option><option value=\"Florida\"  data-calculation=\"0\">Florida<\/option><option value=\"Georgia\"  data-calculation=\"0\">Georgia<\/option><option value=\"Hawaii\"  data-calculation=\"0\">Hawaii<\/option><option value=\"Idaho\"  data-calculation=\"0\">Idaho<\/option><option value=\"Illinois\"  data-calculation=\"0\">Illinois<\/option><option value=\"Indiana\"  data-calculation=\"0\">Indiana<\/option><option value=\"Iowa\"  data-calculation=\"0\">Iowa<\/option><option value=\"Kansas\"  data-calculation=\"0\">Kansas<\/option><option value=\"Kentucky\"  data-calculation=\"0\">Kentucky<\/option><option value=\"Louisiana\"  data-calculation=\"0\">Louisiana<\/option><option value=\"Maine\"  data-calculation=\"0\">Maine<\/option><option value=\"Maryland\"  data-calculation=\"0\">Maryland<\/option><option value=\"Massachusetts\"  data-calculation=\"0\">Massachusetts<\/option><option value=\"Michigan\"  data-calculation=\"0\">Michigan<\/option><option value=\"Minnesota\"  data-calculation=\"0\">Minnesota<\/option><option value=\"Mississippi\"  data-calculation=\"0\">Mississippi<\/option><option value=\"Missouri\"  data-calculation=\"0\">Missouri<\/option><option value=\"Montana\"  data-calculation=\"0\">Montana<\/option><option value=\"Nebraska\"  data-calculation=\"0\">Nebraska<\/option><option value=\"Nevada\"  data-calculation=\"0\">Nevada<\/option><option value=\"New Hampshire\"  data-calculation=\"0\">New Hampshire<\/option><option value=\"New Jersey\"  data-calculation=\"0\">New Jersey<\/option><option value=\"New Mexico\"  data-calculation=\"0\">New Mexico<\/option><option value=\"New York\"  data-calculation=\"0\">New York<\/option><option value=\"North Carolina\"  data-calculation=\"0\">North Carolina<\/option><option value=\"North Dakota\"  data-calculation=\"0\">North Dakota<\/option><option value=\"Ohio\"  data-calculation=\"0\">Ohio<\/option><option value=\"Oklahoma\"  data-calculation=\"0\">Oklahoma<\/option><option value=\"Oregon\"  data-calculation=\"0\">Oregon<\/option><option value=\"Pennsylvania\"  data-calculation=\"0\">Pennsylvania<\/option><option value=\"Rhode Island\"  data-calculation=\"0\">Rhode Island<\/option><option value=\"South Carolina\"  data-calculation=\"0\">South Carolina<\/option><option value=\"South Dakota\"  data-calculation=\"0\">South Dakota<\/option><option value=\"Tennessee\"  data-calculation=\"0\">Tennessee<\/option><option value=\"Texas\"  data-calculation=\"0\">Texas<\/option><option value=\"Utah\"  data-calculation=\"0\">Utah<\/option><option value=\"Vermont\"  data-calculation=\"0\">Vermont<\/option><option value=\"Virginia\"  data-calculation=\"0\">Virginia<\/option><option value=\"Washington\"  data-calculation=\"0\">Washington<\/option><option value=\"West Virginia\"  data-calculation=\"0\">West Virginia<\/option><option value=\"Wisconsin\"  data-calculation=\"0\">Wisconsin<\/option><option value=\"Wyoming\"  data-calculation=\"0\">Wyoming<\/option><\/select><\/div><\/div><\/div><\/div><\/div><div tabindex=\"0\" role=\"tabpanel\" id=\"forminator-custom-form-3024--page-2\" class=\"forminator-pagination\" aria-labelledby=\"forminator-custom-form-3024--page-2-label\" aria-hidden=\"true\" data-step=\"2\" data-label=\"2. Contact Info\" data-name=\"\" hidden><div class=\"forminator-pagination--content\"><div class=\"forminator-row\"><div id=\"select-4\" class=\"forminator-field-select forminator-col forminator-col-6 \"><div class=\"forminator-field\"><label for=\"forminator-form-3024__field--select-4_6a2b7496af1d4\" id=\"forminator-form-3024__field--select-4_6a2b7496af1d4-label\" class=\"forminator-label\">Age <span class=\"forminator-required\">*<\/span><\/label><select  id=\"forminator-form-3024__field--select-4_6a2b7496af1d4\" class=\"forminator-select--field forminator-select2 forminator-select2-multiple\" data-required=\"1\" name=\"select-4\" data-default-value=\"\" data-hidden-behavior=\"zero\" data-placeholder=\"Select your age\" data-search=\"false\" data-search-placeholder=\"Select your age\" data-checkbox=\"false\" data-allow-clear=\"false\" aria-labelledby=\"forminator-form-3024__field--select-4_6a2b7496af1d4-label\"><option value=\"\"  >Select your age<\/option><option value=\"Under 18\"  data-calculation=\"0\">Under 18<\/option><option value=\"18\"  data-calculation=\"0\">18<\/option><option value=\"19\"  data-calculation=\"0\">19<\/option><option value=\"20\"  data-calculation=\"0\">20<\/option><option value=\"21\"  data-calculation=\"0\">21<\/option><option value=\"22\"  data-calculation=\"0\">22<\/option><option value=\"23\"  data-calculation=\"0\">23<\/option><option value=\"24\"  data-calculation=\"0\">24<\/option><option value=\"25\"  data-calculation=\"0\">25<\/option><option value=\"26\"  data-calculation=\"0\">26<\/option><option value=\"27\"  data-calculation=\"0\">27<\/option><option value=\"28\"  data-calculation=\"0\">28<\/option><option value=\"29\"  data-calculation=\"0\">29<\/option><option value=\"30\"  data-calculation=\"0\">30<\/option><option value=\"31\"  data-calculation=\"0\">31<\/option><option value=\"32\"  data-calculation=\"0\">32<\/option><option value=\"33\"  data-calculation=\"0\">33<\/option><option value=\"34\"  data-calculation=\"0\">34<\/option><option value=\"35\"  data-calculation=\"0\">35<\/option><option value=\"36\"  data-calculation=\"0\">36<\/option><option value=\"37\"  data-calculation=\"0\">37<\/option><option value=\"38\"  data-calculation=\"0\">38<\/option><option value=\"39\"  data-calculation=\"0\">39<\/option><option value=\"40\"  data-calculation=\"0\">40<\/option><option value=\"41\"  data-calculation=\"0\">41<\/option><option value=\"42\"  data-calculation=\"0\">42<\/option><option value=\"43\"  data-calculation=\"0\">43<\/option><option value=\"44\"  data-calculation=\"0\">44<\/option><option value=\"45\"  data-calculation=\"0\">45<\/option><option value=\"46\"  data-calculation=\"0\">46<\/option><option value=\"47\"  data-calculation=\"0\">47<\/option><option value=\"48\"  data-calculation=\"0\">48<\/option><option value=\"49\"  data-calculation=\"0\">49<\/option><option value=\"50\"  data-calculation=\"0\">50<\/option><option value=\"51\"  data-calculation=\"0\">51<\/option><option value=\"52\"  data-calculation=\"0\">52<\/option><option value=\"53\"  data-calculation=\"0\">53<\/option><option value=\"54\"  data-calculation=\"0\">54<\/option><option value=\"55\"  data-calculation=\"0\">55<\/option><option value=\"56\"  data-calculation=\"0\">56<\/option><option value=\"57\"  data-calculation=\"0\">57<\/option><option value=\"58\"  data-calculation=\"0\">58<\/option><option value=\"59 and Above\"  data-calculation=\"0\">59 and Above<\/option><\/select><\/div><\/div><div id=\"select-1\" class=\"forminator-field-select forminator-col forminator-col-6 \"><div class=\"forminator-field\"><label for=\"forminator-form-3024__field--select-1_6a2b7496af1d4\" id=\"forminator-form-3024__field--select-1_6a2b7496af1d4-label\" class=\"forminator-label\">Marital Status<\/label><select  id=\"forminator-form-3024__field--select-1_6a2b7496af1d4\" class=\"forminator-select--field forminator-select2 forminator-select2-multiple\" data-required=\"\" name=\"select-1\" data-default-value=\"\" data-hidden-behavior=\"zero\" data-placeholder=\"Select Marital Status\" data-search=\"false\" data-search-placeholder=\"Select Marital Status\" data-checkbox=\"false\" data-allow-clear=\"false\" aria-labelledby=\"forminator-form-3024__field--select-1_6a2b7496af1d4-label\"><option value=\"\"  >Select Marital Status<\/option><option value=\"Married\"  data-calculation=\"0\">Married<\/option><option value=\"Single\"  data-calculation=\"0\">Single<\/option><\/select><\/div><\/div><\/div><div class=\"forminator-row\"><div id=\"select-2\" class=\"forminator-field-select forminator-col forminator-col-6 \"><div class=\"forminator-field\"><label for=\"forminator-form-3024__field--select-2_6a2b7496af1d4\" id=\"forminator-form-3024__field--select-2_6a2b7496af1d4-label\" class=\"forminator-label\">Gender <span class=\"forminator-required\">*<\/span><\/label><select  id=\"forminator-form-3024__field--select-2_6a2b7496af1d4\" class=\"forminator-select--field forminator-select2 forminator-select2-multiple\" data-required=\"1\" name=\"select-2\" data-default-value=\"\" data-hidden-behavior=\"zero\" data-placeholder=\"Select your gender\" data-search=\"false\" data-search-placeholder=\"Select your gender\" data-checkbox=\"false\" data-allow-clear=\"false\" aria-labelledby=\"forminator-form-3024__field--select-2_6a2b7496af1d4-label\"><option value=\"\"  >Select your gender<\/option><option value=\"Male\"  data-calculation=\"0\">Male<\/option><option value=\"Female\"  data-calculation=\"0\">Female<\/option><\/select><\/div><\/div><div id=\"currency-1\" class=\"forminator-field-currency forminator-col forminator-col-6 \"><div class=\"forminator-field\"><label for=\"forminator-field-currency-1_6a2b7496af1d4\" id=\"forminator-field-currency-1_6a2b7496af1d4-label\" class=\"forminator-label\">Yearly Income $\/Yr<\/label><div class=\"forminator-input-with-suffix\"><input name=\"currency-1\" value=\"\" placeholder=\"E.g. 90,000\" id=\"forminator-field-currency-1_6a2b7496af1d4\" class=\"forminator-input forminator-currency\" data-required=\"\" aria-required=\"\" data-decimals=\"0\" data-inputmask=\"&#039;groupSeparator&#039;: &#039;&#039;, &#039;radixPoint&#039;: &#039;&#039;, &#039;digits&#039;: &#039;0&#039;\" data-hidden-behavior=\"zero\" type=\"number\" step=\"any\" \/><span class=\"forminator-suffix\">USD<\/span><\/div><\/div><\/div><\/div><div class=\"forminator-row forminator-hidden\"><input type=\"hidden\" id=\"hidden-1_6a2b7496af1d4\" name=\"hidden-1\" value=\"216.73.217.165\" \/><\/div><div class=\"forminator-row\"><div id=\"captcha-1\" class=\"forminator-field-captcha forminator-col forminator-col-12 \"><div class=\"forminator-captcha-left forminator-g-recaptcha recaptcha-invisible\" data-theme=\"light\" data-badge=\"bottomleft\" data-sitekey=\"6LfE2F8qAAAAADm900gADyo8XIVIHwYCKw2CEWFd\" data-size=\"invisible\"><\/div> <\/div><\/div><\/div><button class=\"forminator-button forminator-pagination-submit\" style=\"display: none;\" disabled><span class=\"forminator-button--mask\" aria-label=\"hidden\"><\/span><span class=\"forminator-button--text\">Submit<\/span><\/button><\/div><input type=\"hidden\" name=\"referer_url\" value=\"\" \/><input type=\"hidden\" id=\"forminator_nonce\" name=\"forminator_nonce\" value=\"4bd6ae2a5d\" \/><input type=\"hidden\" name=\"_wp_http_referer\" value=\"\/it\/wp-json\/wp\/v2\/pages\/3025\" \/><input type=\"hidden\" name=\"form_id\" value=\"3024\"><input type=\"hidden\" name=\"page_id\" value=\"3025\"><input type=\"hidden\" name=\"form_type\" value=\"default\"><input type=\"hidden\" name=\"current_url\" value=\"https:\/\/indexeduniversallife.us\/it\/ministry-quote\/\"><input type=\"hidden\" name=\"render_id\" value=\"0\"><input type=\"hidden\" name=\"action\" value=\"forminator_submit_form_custom-forms\"><label for=\"input_11\" class=\"forminator-hidden\" aria-hidden=\"true\">Please do not fill in this field. <input id=\"input_11\" type=\"text\" name=\"input_11\" value=\"\" autocomplete=\"off\"><\/label><\/form><\/div>\n<\/div><\/div>\n\n<\/div><\/div>\n\n<style>.kb-row-layout-id3025_c365a3-10 > .kt-row-column-wrap{align-content:center;}:where(.kb-row-layout-id3025_c365a3-10 > .kt-row-column-wrap) > .wp-block-kadence-column{justify-content:center;}.kb-row-layout-id3025_c365a3-10 > .kt-row-column-wrap{column-gap:var(--global-kb-gap-md, 2rem);row-gap:var(--global-kb-gap-md, 2rem);padding-top:130px;padding-right:0px;padding-bottom:110px;padding-left:0px;grid-template-columns:minmax(0, 1fr);}.kb-row-layout-id3025_c365a3-10 > .kt-row-layout-overlay{opacity:0.57;background-image:url('https:\/\/indexeduniversallife.us\/wp-content\/uploads\/2021\/04\/bg-0.png');background-size:cover;background-position:center center;background-attachment:scroll;background-repeat:no-repeat;}.kb-row-layout-id3025_c365a3-10 .kt-row-layout-bottom-sep{height:88px;}.kb-row-layout-id3025_c365a3-10 .kt-row-layout-bottom-sep svg{width:110%;}.kb-row-layout-id3025_c365a3-10 .kt-row-layout-bottom-sep svg{fill:var(--global-palette9, #ffffff)!important;}.kb-row-layout-id3025_c365a3-10 .kt-row-layout-top-sep{height:75px;}.kb-row-layout-id3025_c365a3-10 .kt-row-layout-top-sep svg{width:121%;}.kb-row-layout-id3025_c365a3-10 .kt-row-layout-top-sep svg{fill:var(--global-palette9, #ffffff)!important;}@media all and (max-width: 1024px){.kb-row-layout-id3025_c365a3-10 > .kt-row-column-wrap{padding-top:10px;padding-right:30px;padding-bottom:70px;padding-left:30px;grid-template-columns:minmax(0, 1fr);}}@media all and (max-width: 1024px){.kb-row-layout-id3025_c365a3-10 .kt-row-layout-bottom-sep{height:px;}}@media all and (max-width: 1024px){.kb-row-layout-id3025_c365a3-10 .kt-row-layout-bottom-sep svg{width:%;}}@media all and (max-width: 767px){.kb-row-layout-id3025_c365a3-10 > .kt-row-column-wrap{padding-top:70px;padding-right:20px;padding-bottom:30px;padding-left:20px;grid-template-columns:minmax(0, 1fr);}.kb-row-layout-id3025_c365a3-10 .kt-row-layout-bottom-sep{height:px;}.kb-row-layout-id3025_c365a3-10 .kt-row-layout-bottom-sep svg{width:%;}}<\/style><div class=\"kb-row-layout-wrap kb-row-layout-id3025_c365a3-10 alignnone has-theme-palette8-background-color kt-row-has-bg wp-block-kadence-rowlayout\"><div class=\"kt-row-layout-overlay kt-row-overlay-normal\"><\/div><div class=\"kt-row-layout-top-sep kt-row-sep-type-crvri\"><svg viewBox=\"0 0 1000 100\" preserveAspectRatio=\"none\"><path d=\"M1000,0c0,0 -120.987,98 -350,98c-229.013,0 -650,-98 -650,-98l0,100l1000,0l0,-100Z\" \/><\/svg><\/div><div class=\"kt-row-layout-bottom-sep kt-row-sep-type-crvli\"><svg viewBox=\"0 0 1000 100\" preserveAspectRatio=\"none\"><path d=\"M1000,0c0,0 -420.987,98 -650,98c-229.013,0 -350,-98 -350,-98l0,100l1000,0l0,-100Z\" \/><\/svg><\/div><div class=\"kt-row-column-wrap kt-has-1-columns kt-row-layout-equal kt-tab-layout-inherit kt-mobile-layout-row kt-row-valign-middle\">\n<style>.kadence-column3025_78aab0-62 > .kt-inside-inner-col{padding-top:0px;padding-right:0px;padding-bottom:0px;padding-left:0px;}.kadence-column3025_78aab0-62 > .kt-inside-inner-col,.kadence-column3025_78aab0-62 > .kt-inside-inner-col:before{border-top-left-radius:0px;border-top-right-radius:0px;border-bottom-right-radius:0px;border-bottom-left-radius:0px;}.kadence-column3025_78aab0-62 > .kt-inside-inner-col{column-gap:var(--global-kb-gap-sm, 1rem);}.kadence-column3025_78aab0-62 > .kt-inside-inner-col{flex-direction:column;}.kadence-column3025_78aab0-62 > .kt-inside-inner-col > .aligncenter{width:100%;}.kadence-column3025_78aab0-62 > .kt-inside-inner-col:before{opacity:0.3;}.kadence-column3025_78aab0-62{position:relative;}@media all and (max-width: 1024px){.kadence-column3025_78aab0-62 > .kt-inside-inner-col{flex-direction:column;justify-content:center;}}@media all and (max-width: 767px){.kadence-column3025_78aab0-62 > .kt-inside-inner-col{flex-direction:column;justify-content:center;}}<\/style>\n<div class=\"inner-column-1 wp-block-kadence-column kadence-column3025_78aab0-62\"><div class=\"kt-inside-inner-col\"><style>.kb-row-layout-wrap.wp-block-kadence-rowlayout.kb-row-layout-id3025_56d246-a8{margin-top:0px;margin-bottom:0px;}.kb-row-layout-id3025_56d246-a8 > .kt-row-column-wrap{align-content:start;}:where(.kb-row-layout-id3025_56d246-a8 > .kt-row-column-wrap) > .wp-block-kadence-column{justify-content:start;}.kb-row-layout-id3025_56d246-a8 > .kt-row-column-wrap{column-gap:var(--global-kb-gap-md, 2rem);row-gap:var(--global-kb-gap-md, 2rem);max-width:550px;margin-left:auto;margin-right:auto;padding-top:0%;padding-right:0%;padding-bottom:0%;padding-left:0%;grid-template-columns:minmax(0, 1fr);}.kb-row-layout-id3025_56d246-a8 > .kt-row-layout-overlay{opacity:0.30;}@media all and (max-width: 1024px){.kb-row-layout-wrap.wp-block-kadence-rowlayout.kb-row-layout-id3025_56d246-a8{margin-top:0px;margin-bottom:0px;}}@media all and (max-width: 1024px){.kb-row-layout-id3025_56d246-a8 > .kt-row-column-wrap{padding-top:0%;padding-right:0%;padding-bottom:0%;padding-left:0%;grid-template-columns:minmax(0, 1fr);}}@media all and (max-width: 767px){.kb-row-layout-id3025_56d246-a8 > .kt-row-column-wrap{padding-top:0%;padding-right:0%;padding-bottom:0%;padding-left:0%;grid-template-columns:minmax(0, 1fr);}}.kb-row-layout-id3025_56d246-a8 .dots-style-5 {nposition: absolute;nright: -399px;ntop: 245px;n}n.kb-row-layout-id3025_56d246-a8 .dots-style-6 {nposition: absolute;nleft: 43px;nbottom: 117px;nz-index: -1;n}<\/style><div class=\"kb-row-layout-wrap kb-row-layout-id3025_56d246-a8 alignnone wp-block-kadence-rowlayout\"><div class=\"kt-row-column-wrap kt-has-1-columns kt-row-layout-equal kt-tab-layout-inherit kt-mobile-layout-row kt-row-valign-top\">\n<style>.kadence-column3025_dfac49-22 > .kt-inside-inner-col{padding-top:10px;padding-right:10px;padding-bottom:10px;padding-left:10px;}.kadence-column3025_dfac49-22 > .kt-inside-inner-col,.kadence-column3025_dfac49-22 > .kt-inside-inner-col:before{border-top-left-radius:0px;border-top-right-radius:0px;border-bottom-right-radius:0px;border-bottom-left-radius:0px;}.kadence-column3025_dfac49-22 > .kt-inside-inner-col{column-gap:var(--global-kb-gap-sm, 1rem);}.kadence-column3025_dfac49-22 > .kt-inside-inner-col{flex-direction:column;}.kadence-column3025_dfac49-22 > .kt-inside-inner-col > .aligncenter{width:100%;}.kadence-column3025_dfac49-22 > .kt-inside-inner-col:before{opacity:0.3;}.kadence-column3025_dfac49-22{position:relative;}@media all and (max-width: 1024px){.kadence-column3025_dfac49-22 > .kt-inside-inner-col{flex-direction:column;justify-content:center;}}@media all and (max-width: 767px){.kadence-column3025_dfac49-22 > .kt-inside-inner-col{flex-direction:column;justify-content:center;}}<\/style>\n<div class=\"inner-column-1 wp-block-kadence-column kadence-column3025_dfac49-22\"><div class=\"kt-inside-inner-col\"><style>.wp-block-kadence-advancedheading.kt-adv-heading3025_bb16f0-cd, .wp-block-kadence-advancedheading.kt-adv-heading3025_bb16f0-cd[data-kb-block=\"kb-adv-heading3025_bb16f0-cd\"]{margin-top:0px;margin-bottom:30px;text-align:center;line-height:1em;font-style:normal;}.wp-block-kadence-advancedheading.kt-adv-heading3025_bb16f0-cd mark.kt-highlight, .wp-block-kadence-advancedheading.kt-adv-heading3025_bb16f0-cd[data-kb-block=\"kb-adv-heading3025_bb16f0-cd\"] mark.kt-highlight{font-style:normal;color:#f76a0c;-webkit-box-decoration-break:clone;box-decoration-break:clone;padding-top:0px;padding-right:0px;padding-bottom:0px;padding-left:0px;}.wp-block-kadence-advancedheading.kt-adv-heading3025_bb16f0-cd img.kb-inline-image, .wp-block-kadence-advancedheading.kt-adv-heading3025_bb16f0-cd[data-kb-block=\"kb-adv-heading3025_bb16f0-cd\"] img.kb-inline-image{width:150px;vertical-align:baseline;}<\/style>\n<h2 class=\"kt-adv-heading3025_bb16f0-cd wp-block-kadence-advancedheading\" data-kb-block=\"kb-adv-heading3025_bb16f0-cd\">Maximize Your Savings with Indexed Universal Life<\/h2>\n\n\n<style>.wp-block-kadence-advancedheading.kt-adv-heading3025_20ce65-b7, .wp-block-kadence-advancedheading.kt-adv-heading3025_20ce65-b7[data-kb-block=\"kb-adv-heading3025_20ce65-b7\"]{margin-top:0px;margin-bottom:20px;text-align:center;font-style:normal;}.wp-block-kadence-advancedheading.kt-adv-heading3025_20ce65-b7 mark.kt-highlight, .wp-block-kadence-advancedheading.kt-adv-heading3025_20ce65-b7[data-kb-block=\"kb-adv-heading3025_20ce65-b7\"] mark.kt-highlight{font-style:normal;color:#f76a0c;-webkit-box-decoration-break:clone;box-decoration-break:clone;padding-top:0px;padding-right:0px;padding-bottom:0px;padding-left:0px;}.wp-block-kadence-advancedheading.kt-adv-heading3025_20ce65-b7 img.kb-inline-image, .wp-block-kadence-advancedheading.kt-adv-heading3025_20ce65-b7[data-kb-block=\"kb-adv-heading3025_20ce65-b7\"] img.kb-inline-image{width:150px;vertical-align:baseline;}<\/style>\n<p class=\"kt-adv-heading3025_20ce65-b7 wp-block-kadence-advancedheading\" data-kb-block=\"kb-adv-heading3025_20ce65-b7\">An Indexed Universal Life policy combines the benefits of life insurance with cash value growth linked to market performance, reducing risk. It&#8217;s an excellent option for novice investors looking to benefit from market gains while avoiding the high costs of actively managed funds and market downturns.<\/p>\n\n\n\n<figure class=\"dots-style-5 wp-block-image size-large\"><img decoding=\"async\" loading=\"lazy\" src=\"https:\/\/indexeduniversallife.us\/wp-content\/uploads\/2021\/04\/dots-2.png\" alt=\"\"\/><\/figure>\n<\/div><\/div>\n\n<\/div><\/div>\n\n<style>.kb-row-layout-wrap.wp-block-kadence-rowlayout.kb-row-layout-id3025_cd6661-37{margin-top:-70px;margin-bottom:0px;}.kb-row-layout-id3025_cd6661-37 > .kt-row-column-wrap{align-content:start;}:where(.kb-row-layout-id3025_cd6661-37 > .kt-row-column-wrap) > .wp-block-kadence-column{justify-content:start;}.kb-row-layout-id3025_cd6661-37 > .kt-row-column-wrap{column-gap:var(--global-kb-gap-md, 2rem);row-gap:var(--global-kb-gap-md, 2rem);max-width:var( --global-content-width, 1290px );padding-left:var(--global-content-edge-padding);padding-right:var(--global-content-edge-padding);padding-top:0px;padding-right:0px;padding-bottom:0px;padding-left:0px;grid-template-columns:minmax(0, 1fr);}.kb-row-layout-id3025_cd6661-37 > .kt-row-layout-overlay{opacity:0.30;}@media all and (max-width: 1024px){.kb-row-layout-wrap.wp-block-kadence-rowlayout.kb-row-layout-id3025_cd6661-37{margin-top:-230px;margin-bottom:0px;}}@media all and (max-width: 1024px){.kb-row-layout-id3025_cd6661-37 > .kt-row-column-wrap{grid-template-columns:minmax(0, 1fr);}}@media all and (max-width: 767px){.kb-row-layout-id3025_cd6661-37 > .kt-row-column-wrap{grid-template-columns:minmax(0, 1fr);}}<\/style><div class=\"kb-row-layout-wrap kb-row-layout-id3025_cd6661-37 alignnone wp-block-kadence-rowlayout\"><div class=\"kt-row-column-wrap kt-has-1-columns kt-row-layout-equal kt-tab-layout-inherit kt-mobile-layout-row kt-row-valign-top kb-theme-content-width\">\n<style>.kadence-column3025_c33d19-c2 > .kt-inside-inner-col{padding-top:10px;padding-right:10px;padding-bottom:10px;padding-left:10px;}.kadence-column3025_c33d19-c2 > .kt-inside-inner-col,.kadence-column3025_c33d19-c2 > .kt-inside-inner-col:before{border-top-left-radius:0px;border-top-right-radius:0px;border-bottom-right-radius:0px;border-bottom-left-radius:0px;}.kadence-column3025_c33d19-c2 > .kt-inside-inner-col{column-gap:var(--global-kb-gap-sm, 1rem);}.kadence-column3025_c33d19-c2 > .kt-inside-inner-col{flex-direction:column;}.kadence-column3025_c33d19-c2 > .kt-inside-inner-col > .aligncenter{width:100%;}.kadence-column3025_c33d19-c2 > .kt-inside-inner-col:before{opacity:0.3;}.kadence-column3025_c33d19-c2{position:relative;}@media all and (max-width: 1024px){.kadence-column3025_c33d19-c2 > .kt-inside-inner-col{flex-direction:column;justify-content:center;}}@media all and (max-width: 767px){.kadence-column3025_c33d19-c2 > .kt-inside-inner-col{flex-direction:column;justify-content:center;}}<\/style>\n<div class=\"inner-column-1 wp-block-kadence-column kadence-column3025_c33d19-c2\"><div class=\"kt-inside-inner-col\">\n<figure class=\"dots-style-6 wp-block-image size-large\"><img decoding=\"async\" loading=\"lazy\" src=\"https:\/\/indexeduniversallife.us\/wp-content\/uploads\/2021\/04\/dots-2.png\" alt=\"\"\/><\/figure>\n\n\n<style>.wp-block-kadence-advancedgallery.kb-gallery-wrap-id-3025_8b3e82-34{margin-top:0px;margin-right:0px;margin-bottom:0px;margin-left:0px;}.wp-block-kadence-advancedgallery.kb-gallery-wrap-id-3025_8b3e82-34{overflow:hidden;}.kb-gallery-id-3025_8b3e82-34 .kadence-blocks-gallery-item .kb-gal-image-radius, .kb-gallery-id-3025_8b3e82-34 .kb-slide-item .kb-gal-image-radius img{border-radius:20px 20px 20px 20px;;}.kb-gallery-wrap-id-3025_8b3e82-34.wp-block-kadence-advancedgallery{overflow:visible;}.kb-gallery-wrap-id-3025_8b3e82-34.wp-block-kadence-advancedgallery .kt-blocks-carousel{overflow:visible;}@media all and (max-width: 1024px){.wp-block-kadence-advancedgallery.kb-gallery-wrap-id-3025_8b3e82-34{margin-top:20px;margin-right:0px;margin-bottom:0px;margin-left:0px;}}@media all and (max-width: 767px){.wp-block-kadence-advancedgallery.kb-gallery-wrap-id-3025_8b3e82-34{margin-top:40px;margin-right:0px;margin-bottom:0px;margin-left:0px;}}<\/style><div class=\"kb-gallery-wrap-id-3025_8b3e82-34 alignnone wp-block-kadence-advancedgallery\"><div class=\"kb-gallery-ul kb-gallery-non-static kb-gallery-type-carousel kb-gallery-id-3025_8b3e82-34 kb-gallery-caption-style-bottom-hover kb-gallery-filter-none\" data-image-filter=\"none\" data-lightbox-caption=\"true\"><div class=\"kt-blocks-carousel splide kt-carousel-container-dotstyle-dark kt-carousel-arrowstyle-none kt-carousel-dotstyle-dark kb-slider-group-arrow kb-slider-arrow-position-center\" data-columns-xxl=\"2\" data-columns-xl=\"2\" data-columns-md=\"2\" data-columns-sm=\"1\" data-columns-xs=\"1\" data-columns-ss=\"1\" data-slider-anim-speed=\"500\" data-slider-scroll=\"1\" data-slider-arrows=\"false\" data-slider-dots=\"true\" data-slider-hover-pause=\"false\" data-slider-auto=\"1\" data-slider-speed=\"5000\" data-slider-gap=\"60px\" data-slider-gap-tablet=\"60px\" data-slider-gap-mobile=\"60px\" data-show-pause-button=\"false\" data-slider-label=\"Photo Gallery Carousel\"><div class=\"splide__track\"><ul class=\"kt-blocks-carousel-init kb-gallery-carousel splide__list\"><li class=\"kb-slide-item kb-gallery-carousel-item splide__slide\"><div class=\"kadence-blocks-gallery-item\"><div class=\"kadence-blocks-gallery-item-inner\"><figure class=\"kb-gallery-figure kadence-blocks-gallery-item-hide-caption\"><div class=\"kb-gal-image-radius\"><div class=\"kb-gallery-image-contain kadence-blocks-gallery-intrinsic kb-gallery-image-ratio-inherit kb-has-image-ratio-inherit\" ><img loading=\"lazy\" decoding=\"async\" src=\"https:\/\/indexeduniversallife.us\/wp-content\/uploads\/2024\/09\/IUL.png\" width=\"1440\" height=\"1008\" alt=\"\" data-full-image=\"https:\/\/indexeduniversallife.us\/wp-content\/uploads\/2024\/09\/IUL.png\" data-light-image=\"https:\/\/indexeduniversallife.us\/wp-content\/uploads\/2024\/09\/IUL.png\" data-id=\"1840\" class=\"wp-image-1840 skip-lazy\" srcset=\"https:\/\/indexeduniversallife.us\/wp-content\/uploads\/2024\/09\/IUL.png 1440w, https:\/\/indexeduniversallife.us\/wp-content\/uploads\/2024\/09\/IUL-300x210.png 300w, https:\/\/indexeduniversallife.us\/wp-content\/uploads\/2024\/09\/IUL-1024x717.png 1024w, https:\/\/indexeduniversallife.us\/wp-content\/uploads\/2024\/09\/IUL-768x538.png 768w\" sizes=\"auto, (max-width: 1440px) 100vw, 1440px\" \/><\/div><\/div><\/figure><\/div><\/div><\/li><li class=\"kb-slide-item kb-gallery-carousel-item splide__slide\"><div class=\"kadence-blocks-gallery-item\"><div class=\"kadence-blocks-gallery-item-inner\"><figure class=\"kb-gallery-figure kadence-blocks-gallery-item-hide-caption\"><div class=\"kb-gal-image-radius\"><div class=\"kb-gallery-image-contain kadence-blocks-gallery-intrinsic kb-gallery-image-ratio-inherit kb-has-image-ratio-inherit\" ><img loading=\"lazy\" decoding=\"async\" src=\"https:\/\/indexeduniversallife.us\/wp-content\/uploads\/2024\/09\/IUL-1.png\" width=\"1440\" height=\"1008\" alt=\"\" data-full-image=\"https:\/\/indexeduniversallife.us\/wp-content\/uploads\/2024\/09\/IUL-1.png\" data-light-image=\"https:\/\/indexeduniversallife.us\/wp-content\/uploads\/2024\/09\/IUL-1.png\" data-id=\"1841\" class=\"wp-image-1841 skip-lazy\" srcset=\"https:\/\/indexeduniversallife.us\/wp-content\/uploads\/2024\/09\/IUL-1.png 1440w, https:\/\/indexeduniversallife.us\/wp-content\/uploads\/2024\/09\/IUL-1-300x210.png 300w, https:\/\/indexeduniversallife.us\/wp-content\/uploads\/2024\/09\/IUL-1-1024x717.png 1024w, https:\/\/indexeduniversallife.us\/wp-content\/uploads\/2024\/09\/IUL-1-768x538.png 768w\" sizes=\"auto, (max-width: 1440px) 100vw, 1440px\" \/><\/div><\/div><\/figure><\/div><\/div><\/li><li class=\"kb-slide-item kb-gallery-carousel-item splide__slide\"><div class=\"kadence-blocks-gallery-item\"><div class=\"kadence-blocks-gallery-item-inner\"><figure class=\"kb-gallery-figure kadence-blocks-gallery-item-hide-caption\"><div class=\"kb-gal-image-radius\"><div class=\"kb-gallery-image-contain kadence-blocks-gallery-intrinsic kb-gallery-image-ratio-inherit kb-has-image-ratio-inherit\" ><img loading=\"lazy\" decoding=\"async\" src=\"https:\/\/indexeduniversallife.us\/wp-content\/uploads\/2024\/09\/IUL-2.png\" width=\"1440\" height=\"1008\" alt=\"\" data-full-image=\"https:\/\/indexeduniversallife.us\/wp-content\/uploads\/2024\/09\/IUL-2.png\" data-light-image=\"https:\/\/indexeduniversallife.us\/wp-content\/uploads\/2024\/09\/IUL-2.png\" data-id=\"1842\" class=\"wp-image-1842 skip-lazy\" srcset=\"https:\/\/indexeduniversallife.us\/wp-content\/uploads\/2024\/09\/IUL-2.png 1440w, https:\/\/indexeduniversallife.us\/wp-content\/uploads\/2024\/09\/IUL-2-300x210.png 300w, https:\/\/indexeduniversallife.us\/wp-content\/uploads\/2024\/09\/IUL-2-1024x717.png 1024w, https:\/\/indexeduniversallife.us\/wp-content\/uploads\/2024\/09\/IUL-2-768x538.png 768w\" sizes=\"auto, (max-width: 1440px) 100vw, 1440px\" \/><\/div><\/div><\/figure><\/div><\/div><\/li><\/ul><\/div><\/div><\/div><\/div><\/div><\/div>\n\n<\/div><\/div><\/div><\/div>\n\n<\/div><\/div>\n\n<style>.kb-row-layout-id3025_101b4f-8c > .kt-row-column-wrap{align-content:start;}:where(.kb-row-layout-id3025_101b4f-8c > .kt-row-column-wrap) > .wp-block-kadence-column{justify-content:start;}.kb-row-layout-id3025_101b4f-8c > .kt-row-column-wrap{column-gap:var(--global-kb-gap-none, 0rem );row-gap:var(--global-kb-gap-none, 0rem );max-width:var( --global-content-width, 1290px );padding-left:var(--global-content-edge-padding);padding-right:var(--global-content-edge-padding);padding-top:100px;padding-right:20px;padding-bottom:0px;padding-left:20px;grid-template-columns:repeat(2, minmax(0, 1fr));}.kb-row-layout-id3025_101b4f-8c > .kt-row-layout-overlay{opacity:0.30;}@media all and (max-width: 1024px){.kb-row-layout-id3025_101b4f-8c > .kt-row-column-wrap{padding-top:80px;padding-right:20px;padding-bottom:0px;padding-left:20px;grid-template-columns:minmax(0, 1fr);}}@media all and (max-width: 767px){.kb-row-layout-id3025_101b4f-8c > .kt-row-column-wrap{padding-top:60px;padding-right:30px;padding-bottom:0px;padding-left:30px;grid-template-columns:minmax(0, 1fr);}}<\/style><div class=\"kb-row-layout-wrap kb-row-layout-id3025_101b4f-8c alignnone wp-block-kadence-rowlayout\"><div class=\"kt-row-column-wrap kt-has-2-columns kt-row-layout-equal kt-tab-layout-row kt-mobile-layout-row kt-row-valign-top kb-theme-content-width\">\n<style>.kadence-column3025_a2af8a-20 > .kt-inside-inner-col{padding-top:10px;padding-right:40px;padding-bottom:10px;padding-left:10px;}.kadence-column3025_a2af8a-20 > .kt-inside-inner-col,.kadence-column3025_a2af8a-20 > .kt-inside-inner-col:before{border-top-left-radius:0px;border-top-right-radius:0px;border-bottom-right-radius:0px;border-bottom-left-radius:0px;}.kadence-column3025_a2af8a-20 > .kt-inside-inner-col{column-gap:var(--global-kb-gap-sm, 1rem);}.kadence-column3025_a2af8a-20 > .kt-inside-inner-col{flex-direction:column;}.kadence-column3025_a2af8a-20 > .kt-inside-inner-col > .aligncenter{width:100%;}.kadence-column3025_a2af8a-20 > .kt-inside-inner-col:before{opacity:0.3;}.kadence-column3025_a2af8a-20{position:relative;}@media all and (max-width: 1024px){.kadence-column3025_a2af8a-20 > .kt-inside-inner-col{flex-direction:column;justify-content:center;}}@media all and (max-width: 767px){.kadence-column3025_a2af8a-20 > .kt-inside-inner-col{flex-direction:column;justify-content:center;}}<\/style>\n<div class=\"inner-column-1 wp-block-kadence-column kadence-column3025_a2af8a-20\"><div class=\"kt-inside-inner-col\">\n<div id=\"calculator-container\">\n  <h2>IUL Calculator<\/h2>\n  <p>Change age and monthly contribution to simulate different results<\/p>\n  <div>\n    <label for=\"age\">Prospect Age: <span id=\"current-age\">21<\/span><\/label>\n    <input type=\"range\" id=\"age-slider\" min=\"0\" max=\"59\" value=\"21\" \/>\n  <\/div>\n  <div>\n    <label for=\"monthly-contribution\">Deposits: $<span id=\"current-contribution\">200<\/span>\/m<\/label>\n    <input type=\"range\" id=\"contribution-slider\" min=\"100\" max=\"2000\" step=\"50\" value=\"200\" \/>\n  <\/div>\n  <canvas id=\"comparison-chart\" width=\"800\" height=\"400\"><\/canvas>\n  <div>\n    <div style=\"background-color:#82ca9d; font-size:small;\"> * IUL: 6.4% annual return with tax deferral <\/div>\n    <div style=\"background-color:#cccccc; font-size:small;\"> * CD: 2.9% annual return with taxable payments at 35% <\/div>\n  <\/div>\n<\/div>\n\n\n<script src=\"https:\/\/cdn.jsdelivr.net\/npm\/chart.js\"><\/script>\n<script>\n  document.addEventListener(\"DOMContentLoaded\", function () {\n    const ageSlider = document.getElementById(\"age-slider\");\n    const contributionSlider = document.getElementById(\"contribution-slider\");\n    const currentAgeSpan = document.getElementById(\"current-age\");\n    const currentContributionSpan = document.getElementById(\"current-contribution\");\n    const ctx = document.getElementById(\"comparison-chart\").getContext(\"2d\");\n    const valueAtAge69Plus22Element = document.getElementById(\"value-at-age-69-plus-22\");\n    const valueAtAge69_95Element = document.getElementById(\"value-at-age-69-95\");\n    const cashValueAge69Element = document.getElementById(\"cash-value-age-69\");\n\n    let chart;\n\n    function calculateValues(age, monthlyContribution) {\n      const maxAge = 79;\n      const years = maxAge - age + 1;\n      const annualContribution = monthlyContribution * 12;\n      let iulValue = 0;\n      let cdValue = 0;\n      let iulValueAtAge69 = 0;\n      const labels = [];\n      const iulData = [];\n      const cdData = [];\n\n      for (let year = 0; year <= years; year++) {\n        iulValue = (iulValue + annualContribution) * 1.064;\n        const cdInterest = cdValue * 0.0290;\n        const cdTax = cdInterest * 0.35;\n        cdValue = cdValue + annualContribution + cdInterest - cdTax;\n\n        labels.push(age + year);\n        iulData.push(Math.round(iulValue));\n        cdData.push(Math.round(cdValue));\n\n        \/\/ Capture IUL value at age 69\n        if (age + year === 69) {\n          iulValueAtAge69 = iulValue;\n        }\n      }\n\n      return { labels, iulData, cdData, iulValueAtAge69 };\n    }\n\n    function showTooltipAtAge69(chartInstance) {\n      const indexAt69 = chartInstance.data.labels.indexOf(69);\n      if (indexAt69 !== -1) {\n        chartInstance.setActiveElements([{ datasetIndex: 0, index: indexAt69 }]);\n        chartInstance.tooltip.setActiveElements([{ datasetIndex: 0, index: indexAt69 }], {\n          x: chartInstance.scales.x.getPixelForValue(69),\n          y: chartInstance.scales.y.getPixelForValue(chartInstance.data.datasets[0].data[indexAt69])\n        });\n        chartInstance.update();\n      }\n    }\n\n    function updateChart(age, monthlyContribution) {\n      const { labels, iulData, cdData, iulValueAtAge69 } = calculateValues(age, monthlyContribution);\n\n      if (chart) {\n        chart.destroy();\n      }\n\n      \/\/ Apply percentage decreases for the adjusted values at age 69\n      const cashValueAdjusted = Math.round(iulValueAtAge69 * 0.6921); \/\/ 30.79% decrease\n      const deathBenefitAdjusted = Math.round(iulValueAtAge69 * 0.523); \/\/ 47.70% decrease\n      const livingBenefitsAdjusted = Math.round(iulValueAtAge69 * 0.544); \/\/ 45.56% decrease\n\n      \/\/ Display adjusted values immediately\n      cashValueAge69Element.textContent = `$${cashValueAdjusted.toLocaleString()}`;\n      valueAtAge69Plus22Element.textContent = `$${deathBenefitAdjusted.toLocaleString()}`;\n      valueAtAge69_95Element.textContent = `$${livingBenefitsAdjusted.toLocaleString()}`;\n\n      \/\/ Adjust iulData directly for the entire chart\n      const adjustedIulData = iulData.map(value => Math.round(value * 0.6921)); \/\/ Reflecting the 30.79% decrease\n\n      chart = new Chart(ctx, {\n        type: \"line\",\n        data: {\n          labels: labels,\n          datasets: [\n            {\n              label: \"IUL Cash Value\",\n              borderColor: \"#82ca9d\",\n              backgroundColor: \"rgba(130, 202, 157, 0.1)\",\n              data: adjustedIulData,\n              pointRadius: 3,\n              borderWidth: 3,\n            },\n            {\n              label: \"CD Value\",\n              borderColor: \"rgba(211, 211, 211, 1)\",\n              backgroundColor: \"rgba(211, 211, 211, 0.1)\",\n              data: cdData,\n              pointRadius: 3,\n              borderWidth: 3,\n            },\n          ],\n        },\n        options: {\n          responsive: true,\n          scales: {\n            x: {\n              title: {\n                display: true,\n                text: \"Age\",\n              },\n            },\n            y: {\n              title: {\n                display: true,\n                text: \"Value ($)\",\n              },\n              ticks: {\n                callback: function (value) {\n                  if (value >= 1000000) return `$${(value \/ 1000000).toFixed(1)}M`;\n                  if (value >= 1000) return `$${(value \/ 1000).toFixed(0)}K`;\n                  return `$${value}`;\n                },\n              },\n            },\n          },\n          plugins: {\n            tooltip: {\n              callbacks: {\n                label: function (tooltipItem) {\n                  return `${tooltipItem.dataset.label}: $${tooltipItem.raw.toLocaleString()}`;\n                },\n              },\n            },\n            legend: {\n              labels: {\n                boxWidth: 15,\n                font: {\n                  size: 14,\n                },\n              },\n            },\n          },\n        },\n      });\n\n      \/\/ Show tooltip for age 69 immediately upon creation\n      showTooltipAtAge69(chart);\n    }\n\n    \/\/ Initialize the chart on page load\n    updateChart(21, 200);\n\n    \/\/ Update chart on slider change\n    ageSlider.addEventListener(\"input\", function () {\n      currentAgeSpan.textContent = ageSlider.value;\n      updateChart(Number(ageSlider.value), Number(contributionSlider.value));\n    });\n\n    contributionSlider.addEventListener(\"input\", function () {\n      currentContributionSpan.textContent = contributionSlider.value;\n      updateChart(Number(ageSlider.value), Number(contributionSlider.value));\n    });\n  });\n<\/script>\n\n\n\n<p class=\"has-small-font-size\"><\/p>\n<\/div><\/div>\n\n\n<style>.kadence-column3025_145976-8b > .kt-inside-inner-col{padding-top:10px;padding-right:10px;padding-bottom:10px;padding-left:10px;}.kadence-column3025_145976-8b > .kt-inside-inner-col,.kadence-column3025_145976-8b > .kt-inside-inner-col:before{border-top-left-radius:0px;border-top-right-radius:0px;border-bottom-right-radius:0px;border-bottom-left-radius:0px;}.kadence-column3025_145976-8b > .kt-inside-inner-col{column-gap:var(--global-kb-gap-sm, 1rem);}.kadence-column3025_145976-8b > .kt-inside-inner-col{flex-direction:column;}.kadence-column3025_145976-8b > .kt-inside-inner-col > .aligncenter{width:100%;}.kadence-column3025_145976-8b > .kt-inside-inner-col:before{opacity:0.3;}.kadence-column3025_145976-8b{position:relative;}@media all and (max-width: 1024px){.kadence-column3025_145976-8b > .kt-inside-inner-col{flex-direction:column;justify-content:center;}}@media all and (max-width: 767px){.kadence-column3025_145976-8b > .kt-inside-inner-col{flex-direction:column;justify-content:center;}}<\/style>\n<div class=\"inner-column-2 wp-block-kadence-column kadence-column3025_145976-8b\"><div class=\"kt-inside-inner-col\">\n<h2 class=\"wp-block-heading has-medium-font-size\">A calculator&nbsp;that shows how much cash value you could build up including life insurance benefits.<\/h2>\n\n\n\n<p class=\"has-small-font-size\">Your ministry&#8217;s policy cash value grow each year between a cap of 8% and a floor of 0%, averaging 6.44%. This means you never lose money and lock in gains annually with protection against market downturns. Use the sliding controls to adjust age and monthly contributions to see your potential cash value at retirement. For a personalized policy, see for how much you qualify and how much you can save.<\/p>\n\n\n\n<div style=\"background-color:#82ca9d;\">\n    <strong>Cash At Age 69:<\/strong> <span id=\"cash-value-age-69\">$0<\/span><br> (If you need cash)\n  <\/div>\n  <hr>\n  <div style=\"background-color:#ccccff;\">\n    <strong>Death Benefit:<\/strong> <span id=\"value-at-age-69-plus-22\">$0<\/span><br> (If you die too soon)\n  <\/div>\n  <hr>\n  <div style=\"background-color:#ccffff;\">\n    <strong>Living Benefits:<\/strong> <span id=\"value-at-age-69-95\">$0<\/span><br> (If you become ill)\n  <\/div>\n<\/div>\n\n\n\n<p class=\"has-small-font-size\">*Tables and charts are for illustrative purposes only and do not represent any specific policy example. Please <a href=\"\/getstarted\/\">consult with a licensed agent<\/a> for a specific policy for additional information. All guarantees and contractual obligations are solely based on the claims-paying ability of the issuing company. The death, living benefits benefit will depend on the individual\u2019s age and health the current calculator calculates values based on national averages for non-smoking clients.<\/p>\n<\/div><\/div>\n\n<\/div><\/div>\n\n<style>.kb-row-layout-id3025_443c83-eb > .kt-row-column-wrap{align-content:start;}:where(.kb-row-layout-id3025_443c83-eb > .kt-row-column-wrap) > .wp-block-kadence-column{justify-content:start;}.kb-row-layout-id3025_443c83-eb > .kt-row-column-wrap{column-gap:var(--global-kb-gap-md, 2rem);row-gap:var(--global-kb-gap-md, 2rem);max-width:var( --global-content-width, 1290px );padding-left:var(--global-content-edge-padding);padding-right:var(--global-content-edge-padding);padding-top:100px;padding-right:0px;padding-bottom:80px;padding-left:0px;grid-template-columns:minmax(0, 1fr);}.kb-row-layout-id3025_443c83-eb > .kt-row-layout-overlay{opacity:0.50;}@media all and (max-width: 1024px){.kb-row-layout-id3025_443c83-eb > .kt-row-column-wrap{padding-top:70px;padding-right:40px;padding-bottom:70px;padding-left:40px;grid-template-columns:minmax(0, 1fr);}}@media all and (max-width: 767px){.kb-row-layout-id3025_443c83-eb > .kt-row-column-wrap{padding-top:70px;padding-right:20px;padding-bottom:70px;padding-left:20px;grid-template-columns:minmax(0, 1fr);}}<\/style><div class=\"kb-row-layout-wrap kb-row-layout-id3025_443c83-eb alignnone wp-block-kadence-rowlayout\"><div class=\"kt-row-column-wrap kt-has-1-columns kt-row-layout-equal kt-tab-layout-inherit kt-mobile-layout-row kt-row-valign-top kb-theme-content-width\">\n<style>.kadence-column3025_e57256-3b > .kt-inside-inner-col{padding-top:10px;padding-right:10px;padding-bottom:10px;padding-left:10px;}.kadence-column3025_e57256-3b > .kt-inside-inner-col,.kadence-column3025_e57256-3b > .kt-inside-inner-col:before{border-top-left-radius:0px;border-top-right-radius:0px;border-bottom-right-radius:0px;border-bottom-left-radius:0px;}.kadence-column3025_e57256-3b > .kt-inside-inner-col{column-gap:var(--global-kb-gap-sm, 1rem);}.kadence-column3025_e57256-3b > .kt-inside-inner-col{flex-direction:column;}.kadence-column3025_e57256-3b > .kt-inside-inner-col > .aligncenter{width:100%;}.kadence-column3025_e57256-3b > .kt-inside-inner-col:before{opacity:0.3;}.kadence-column3025_e57256-3b{position:relative;}@media all and (max-width: 1024px){.kadence-column3025_e57256-3b > .kt-inside-inner-col{flex-direction:column;justify-content:center;}}@media all and (max-width: 767px){.kadence-column3025_e57256-3b > .kt-inside-inner-col{flex-direction:column;justify-content:center;}}<\/style>\n<div class=\"inner-column-1 wp-block-kadence-column kadence-column3025_e57256-3b\"><div class=\"kt-inside-inner-col\"><style>.kb-row-layout-id3025_d8d8e8-08 > .kt-row-column-wrap{align-content:start;}:where(.kb-row-layout-id3025_d8d8e8-08 > .kt-row-column-wrap) > .wp-block-kadence-column{justify-content:start;}.kb-row-layout-id3025_d8d8e8-08 > .kt-row-column-wrap{column-gap:var(--global-kb-gap-md, 2rem);row-gap:var(--global-kb-gap-md, 2rem);max-width:600px;margin-left:auto;margin-right:auto;padding-top:0px;padding-right:0px;padding-bottom:0px;padding-left:0px;grid-template-columns:minmax(0, 1fr);}.kb-row-layout-id3025_d8d8e8-08 > .kt-row-layout-overlay{opacity:0.30;}@media all and (max-width: 1024px){.kb-row-layout-id3025_d8d8e8-08 > .kt-row-column-wrap{grid-template-columns:minmax(0, 1fr);}}@media all and (max-width: 767px){.kb-row-layout-id3025_d8d8e8-08 > .kt-row-column-wrap{grid-template-columns:minmax(0, 1fr);}}<\/style><div class=\"kb-row-layout-wrap kb-row-layout-id3025_d8d8e8-08 alignnone wp-block-kadence-rowlayout\"><div class=\"kt-row-column-wrap kt-has-1-columns kt-row-layout-equal kt-tab-layout-inherit kt-mobile-layout-row kt-row-valign-top\">\n<style>.kadence-column3025_5814e8-50 > .kt-inside-inner-col{padding-top:0px;padding-right:0px;padding-bottom:0px;padding-left:0px;}.kadence-column3025_5814e8-50 > .kt-inside-inner-col,.kadence-column3025_5814e8-50 > .kt-inside-inner-col:before{border-top-left-radius:0px;border-top-right-radius:0px;border-bottom-right-radius:0px;border-bottom-left-radius:0px;}.kadence-column3025_5814e8-50 > .kt-inside-inner-col{column-gap:var(--global-kb-gap-sm, 1rem);}.kadence-column3025_5814e8-50 > .kt-inside-inner-col{flex-direction:column;}.kadence-column3025_5814e8-50 > .kt-inside-inner-col > .aligncenter{width:100%;}.kadence-column3025_5814e8-50 > .kt-inside-inner-col:before{opacity:0.3;}.kadence-column3025_5814e8-50{position:relative;}@media all and (max-width: 1024px){.kadence-column3025_5814e8-50 > .kt-inside-inner-col{flex-direction:column;justify-content:center;}}@media all and (max-width: 767px){.kadence-column3025_5814e8-50 > .kt-inside-inner-col{flex-direction:column;justify-content:center;}}<\/style>\n<div class=\"inner-column-1 wp-block-kadence-column kadence-column3025_5814e8-50\"><div class=\"kt-inside-inner-col\"><style>.wp-block-kadence-advancedheading.kt-adv-heading3025_0a2fc2-99, .wp-block-kadence-advancedheading.kt-adv-heading3025_0a2fc2-99[data-kb-block=\"kb-adv-heading3025_0a2fc2-99\"]{margin-bottom:40px;text-align:center;line-height:1em;font-style:normal;}.wp-block-kadence-advancedheading.kt-adv-heading3025_0a2fc2-99 mark.kt-highlight, .wp-block-kadence-advancedheading.kt-adv-heading3025_0a2fc2-99[data-kb-block=\"kb-adv-heading3025_0a2fc2-99\"] mark.kt-highlight{font-style:normal;color:#f76a0c;-webkit-box-decoration-break:clone;box-decoration-break:clone;padding-top:0px;padding-right:0px;padding-bottom:0px;padding-left:0px;}.wp-block-kadence-advancedheading.kt-adv-heading3025_0a2fc2-99 img.kb-inline-image, .wp-block-kadence-advancedheading.kt-adv-heading3025_0a2fc2-99[data-kb-block=\"kb-adv-heading3025_0a2fc2-99\"] img.kb-inline-image{width:150px;vertical-align:baseline;}<\/style>\n<h2 class=\"kt-adv-heading3025_0a2fc2-99 wp-block-kadence-advancedheading\" data-kb-block=\"kb-adv-heading3025_0a2fc2-99\">Top-rated insurance companies offering Indexed Universal Life (IUL) policies<\/h2>\n\n\n<style>.wp-block-kadence-advancedheading.kt-adv-heading3025_5573be-4e, .wp-block-kadence-advancedheading.kt-adv-heading3025_5573be-4e[data-kb-block=\"kb-adv-heading3025_5573be-4e\"]{text-align:center;font-style:normal;}.wp-block-kadence-advancedheading.kt-adv-heading3025_5573be-4e mark.kt-highlight, .wp-block-kadence-advancedheading.kt-adv-heading3025_5573be-4e[data-kb-block=\"kb-adv-heading3025_5573be-4e\"] mark.kt-highlight{font-style:normal;color:#f76a0c;-webkit-box-decoration-break:clone;box-decoration-break:clone;padding-top:0px;padding-right:0px;padding-bottom:0px;padding-left:0px;}.wp-block-kadence-advancedheading.kt-adv-heading3025_5573be-4e img.kb-inline-image, .wp-block-kadence-advancedheading.kt-adv-heading3025_5573be-4e[data-kb-block=\"kb-adv-heading3025_5573be-4e\"] img.kb-inline-image{width:150px;vertical-align:baseline;}<\/style>\n<p class=\"kt-adv-heading3025_5573be-4e wp-block-kadence-advancedheading\" data-kb-block=\"kb-adv-heading3025_5573be-4e\">A professional licensed insurance agent&#8217;s role is to assist you in selecting an appropriate provider and customizing a policy to meet your specific needs.<\/p>\n<\/div><\/div>\n\n<\/div><\/div>\n\n<style>.wp-block-kadence-advancedgallery.kb-gallery-wrap-id-3025_1b4d0b-11{padding-right:var(--global-kb-spacing-xl, 4rem);padding-left:var(--global-kb-spacing-xl, 4rem);}.wp-block-kadence-advancedgallery.kb-gallery-wrap-id-3025_1b4d0b-11{overflow:hidden;}.kb-gallery-id-3025_1b4d0b-11 .kadence-blocks-gallery-item .kb-gal-image-radius, .kb-gallery-id-3025_1b4d0b-11 .kb-slide-item .kb-gal-image-radius img{border-radius:0px 0px 0px 0px;;}.kb-gallery-wrap-id-3025_1b4d0b-11.wp-block-kadence-advancedgallery{overflow:visible;}.kb-gallery-wrap-id-3025_1b4d0b-11.wp-block-kadence-advancedgallery .kt-blocks-carousel{overflow:visible;}<\/style><div 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class=\"kb-gal-image-radius\"><div class=\"kb-gallery-image-contain kadence-blocks-gallery-intrinsic kb-gallery-image-ratio-inherit kb-has-image-ratio-inherit\" ><img loading=\"lazy\" decoding=\"async\" src=\"https:\/\/indexeduniversallife.us\/wp-content\/uploads\/2024\/09\/logo-21-3.png\" width=\"177\" height=\"100\" alt=\"\" data-full-image=\"https:\/\/indexeduniversallife.us\/wp-content\/uploads\/2024\/09\/logo-21-3.png\" data-light-image=\"https:\/\/indexeduniversallife.us\/wp-content\/uploads\/2024\/09\/logo-21-3.png\" data-id=\"1401\" class=\"wp-image-1401 skip-lazy\"\/><\/div><\/div><\/figure><\/div><\/div><\/li><li class=\"kb-slide-item kb-gallery-carousel-item splide__slide\"><div class=\"kadence-blocks-gallery-item\"><div class=\"kadence-blocks-gallery-item-inner\"><figure class=\"kb-gallery-figure kadence-blocks-gallery-item-hide-caption\"><div class=\"kb-gal-image-radius\"><div class=\"kb-gallery-image-contain kadence-blocks-gallery-intrinsic kb-gallery-image-ratio-inherit kb-has-image-ratio-inherit\" ><img loading=\"lazy\" decoding=\"async\" src=\"https:\/\/indexeduniversallife.us\/wp-content\/uploads\/2024\/09\/logo-21-4.png\" width=\"177\" height=\"100\" alt=\"\" data-full-image=\"https:\/\/indexeduniversallife.us\/wp-content\/uploads\/2024\/09\/logo-21-4.png\" data-light-image=\"https:\/\/indexeduniversallife.us\/wp-content\/uploads\/2024\/09\/logo-21-4.png\" data-id=\"1403\" class=\"wp-image-1403 skip-lazy\"\/><\/div><\/div><\/figure><\/div><\/div><\/li><\/ul><\/div><\/div><\/div><\/div><\/div><\/div>\n\n<\/div><\/div>\n\n\n<p class=\"\"><\/p>\n","protected":false},"excerpt":{"rendered":"<p>One Step Closer to ReachingYour Goal We all need protection and grow our funds, whether it&#8217;s for retirement or other financial goals.The question is: how do we fit it into your budget, and do you qualify? Simply enter your information to schedule a complimentary consultation with a licensed and certified life insurance agent. Unlock your&#8230;<\/p>","protected":false},"author":1,"featured_media":1841,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"nf_dc_page":"","_coblocks_attr":"","_coblocks_dimensions":"","_coblocks_responsive_height":"","_coblocks_accordion_ie_support":"","_kadence_starter_templates_imported_post":true,"_kad_post_transparent":"","_kad_post_title":"hide","_kad_post_layout":"fullwidth","_kad_post_sidebar_id":"","_kad_post_content_style":"unboxed","_kad_post_vertical_padding":"hide","_kad_post_feature":"hide","_kad_post_feature_position":"","_kad_post_header":false,"_kad_post_footer":false,"_kad_post_classname":"","footnotes":""},"class_list":["post-3025","page","type-page","status-publish","has-post-thumbnail","hentry"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v27.4 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>IUL Policy Options: Secure Your Ministry Future with a Free Consultation<\/title>\n<meta name=\"description\" content=\"Secure your church financial future with protection and growth. 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